F
FinanclyticsFinancial Tools

SIP Calculator

Calculate potential returns from Systematic Investment Plans with monthly contributions, annual step-ups, and compound growth projections.

SIP Details

Increase your investment by this percentage each year

Investment Projection

Understanding SIP Investments

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (usually monthly) in mutual funds or other investment vehicles. This approach benefits from dollar-cost averaging and the power of compounding.

Key Benefits of SIP:

  • Discipline: Regular investing builds financial discipline
  • Rupee Cost Averaging: Buy more units when prices are low, fewer when high
  • Power of Compounding: Earnings generate their own earnings over time
  • Affordability: Start with small amounts and increase gradually
  • Flexibility: Easy to increase, decrease, or stop contributions

💡 Pro Tip for US Investors:

Consider SIP-style investing through dollar-cost averaging in index funds or ETFs. Regular contributions to tax-advantaged accounts like 401(k)s and IRAs follow similar principles and can build substantial wealth over time.